Cd Rates At Dupaco Credit Union

Cd Rates At Dupaco Credit Union – Oct. 20 marks the 74th annual International Credit Union Day, and one Dubuque chapter is celebrating by spending big on its loyal members.

Dupaco Credit Union’s VP of Community Outreach Erin Engler stopped by the studio today to discuss Dupaco’s “Thank You” program. Since its inception in 2016, members have shared nearly $24.4 million in “thanks.” This is part of Dupaco’s commitment to its members, giving them a little extra pocket money for bills, groceries, gas or charitable donations.

Cd Rates At Dupaco Credit Union

Engler, who has worked for Dupaco for 24 years, was right about International Credit Union Day:

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Engler also talked about the “use the thank you” program as a way to remember members and their loyalty to Dupaco:

It’s our way of rewarding our members and […] because we’re a not-for-profit credit union, we find ways to give money back to our members, as it should be. Our members earn “thanks” by using their accounts every day: swiping their bank cards, saving money […] and it pays off every year on International Credit Union Day.

This year, eligible members earned about $3.7 million in shares, which works out to about $50 per member, Engler said. There are big savings that aren’t easy to come by. In honor of International Credit Union Day on October 20, Engler says you might want to visit your local branch:

Make sure you visit the branch as we have great activities and things going on. You can also enter our Facebook page or website for this change to win [some] extra prizes. “Use Thank You” is really about giving back to our members and we’re interested in hearing what you do with the extra money.

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Listen to my full interview with Erin Engler and be sure to visit a Dupaco branch on International Credit Union Day!

These money-saving tips — from finding discounts to making simple changes in your daily habits — will come in handy whether you have a specific savings goal, want to save for retirement, or pinch some spare change. It’s never too late to become more financially savvy. Read on to learn more about how you can save now. [From: 25 Ways You Can Save Money Today]. And to sweeten the deal, we’re giving you a chance to earn $50 for each of your referrals

, too! To get started, log into your Shine account and go to the Refer a Friend dashboard under “My Benefits”.

1 Check rates: Exact dividends and Annual Percentage Yield (APY) as on last dividend declaration date. Dividend rate and annual percentage return can be changed after opening the account. Fees may reduce earnings in the account.

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1 Savings Rates: Dividend and Annual Percentage Rate (APY) are accurate as of the last dividend declaration date. Dividend rate and annual percentage return can be changed after opening the account. Fees may reduce earnings in the account.

1LaunchPad Savings Rate: Dividends and Annual Percentage Yield (APY) correct as of last dividend declaration date. Dividend rate and annual percentage return can be changed after opening the account. Fees may reduce earnings in the account.

Limits: If there is no deposit to this account within 90 days, the account will be closed and funds less than $5 will be deposited into the member’s Stock Savings. Once the balance reaches $1,000, you have 90 days to move the funds to a Financial Services IRA. If funds are not transferred to one of these accounts within 90 days of reaching a $1,000 balance, the account will be closed and the funds will be deposited into the member’s Equity Savings, minus a $5 fee. A $5 penalty applies to all withdrawals from this account. The penalty is waived if the funds are transferred to an IRA. This is not a pension account and there are no tax benefits on this account.

1 Money Market Rates: Dividend and Annual Percentage Yield (APY) are accurate as of the last dividend declaration date. Dividend rate and annual percentage return can be changed after opening the account. Fees may reduce earnings in the account. Available to individual and small business membership accounts only. Not available to investment companies and financial institutions. Maximum deposit limits may apply.

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1High-Yield Savings: Dividend and Annual Percentage Rate (APY) accurate as of last dividend declaration date. The minimum balance to open and maintain an account is $50,000. Prices may change after account opening. A minimum daily balance must be maintained to earn each day to receive clear APY. Dividends are calculated and credited daily and compounded monthly. Programs, prices, terms and conditions are subject to change without notice. Fees can reduce earnings in the account. Available to individuals, trusts, estates and small businesses. Not available to investment companies and financial institutions. A maximum deposit limit may apply.

1Fixed Jumbo Term Certificate Special Rate: The minimum amount for opening each Special Jumbo Term Share Certificate is $100,000. Dividend rate and annual percentage rate of return (APY) may vary. Dividends begin to accrue on the business day you deposit non-cash items (such as checks). Dividends are compounded half-yearly and credited to the account half-yearly. Dividends are credited to your account by adding the dividend to the principal. Annual percentage return assumes dividends on deposits till maturity. Fees may reduce earnings in the account. Early withdrawal will be penalized.

2 Fixed Certificate Special Rate: Minimum amount to open Special Term Share Certificate is $1000. Dividend rate and annual percentage rate of return (APY) may vary. Dividends begin to accrue on the business day you deposit non-cash items (such as checks). Dividends are compounded half-yearly and credited to the account half-yearly. Dividends are credited to your account by adding the dividend to the principal. Annual percentage return assumes dividends on deposits till maturity. Fees may reduce earnings in the account. Early withdrawal will be penalized.

1 Term Share Certificate Rate: Minimum amount to open Term Share Certificate is $1000. Fees may reduce earnings in the account. Early withdrawal will be penalized.

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1Fixed Jumbo Special Rate: The minimum amount to open a Fixed IRA Jumbo Special Certificate is $100,000. The dividend rate and annual percentage rate (APY) may vary. Dividends begin to accrue on the business day you deposit non-cash items (such as checks). Dividends are compounded half-yearly and credited to the account half-yearly. Dividends are credited to your account by adding the dividend to the principal. Annual percentage return assumes dividends on deposits till maturity. Early withdrawal will be penalized. Expenses can reduce income.

2Fixed Special Rate: The minimum amount to open a Fixed IRA Special Certificate is $1,000. Dividend rate and annual percentage rate of return (APY) may vary. Dividends begin to accrue on the business day you deposit non-cash items (such as checks). Dividends are compounded half-yearly and credited to the account half-yearly. Dividends are credited to your account by adding the dividend to the principal. Annual percentage return assumes dividends on deposits till maturity. Early withdrawal will be penalized. Expenses can reduce income.

3 Fixed IRA Rates: Dividend and annual percentage rate (APY) accurate as of last dividend declaration date. Penalty may apply for early withdrawal. Expenses can reduce income.

1Variable IRA Rates: Dividends and annual returns are a percentage as of the last dividend declaration date. Dividend rate and annual percentage return can be changed after opening the account. Fees may reduce earnings in the account. Early withdrawal will be penalized.

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1Health Savings Account Rates: Dividends and Annual Percentage Rate of Return (APY) correct as of last dividend declaration date. Dividend rate and annual percentage return can be changed after opening the account. Fees may reduce earnings in the account.

1 Referral payment is limited to ten (10) per referring member per calendar year. Referrals are tracked individually. The bonus will be paid within 3-5 working days after the active evaluation definition of the referred member’s meeting (see below). A referred member must meet the active rating definition within 90 days of becoming a member.

2 $50 will be deposited into the nominated member’s savings account within 3-5 business days of completing an active check definition (see below). Account opening subject to eligibility and approval. Existing current accounts are excluded. This offer is limited to a maximum of one current account per referred member, irrespective of the number of accounts the referred member has and cannot be combined with other current account offers. An account balance of $0 or more is required at the time of cash withdrawal. Membership is required. Enrolled members may join if they live or work in our charter area or meet one of our other membership requirements. Please contact your credit union to see other ways you may qualify for membership. A first savings deposit of $25 is required. Other offer restrictions may apply. Please click on the individual account sections above for the most current deposit rates.

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