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I hope you are enjoying the warm weather and welcoming the arrival of spring as much as I am. Unsurprisingly, we have entered the second quarter of 2023. We have been busy over the past 90 days working to respond to the current market environment and to ensure the success of our the importance. Our main goal for the year. focus on improving the service, convenience and value we provide to you.

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Once again, I want to address the recent failure of Silicon Valley and Signature Bank and assure you of the financial position and business success of Delta Communities. Many of you know about the advice I prepared and published on our website on March 13th, the first working day after the incident.

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We value your business and appreciate the trust you place in us. Our goal is to be your trusted financial partner at every stage of life, and you can count on us to always put the interests of our members first. We will continue to monitor corporate communications and share information in accordance with regulations. Of course, if you have any questions about business planning or the operation of Delta Communities, we are happy to receive and answer them.

Eligible borrowers with good credit can get interest rates up to 4.88% APR on new car loans, 5.18% APR on used car loans and up to 6.38% APR on car loans Cars, RVs and more!

To apply now, log into our online banking or mobile app and select Apply for a Loan or call our Loan Support Team at 844-544-9478.

Our Certificate of Deposit (CD) rates are up! Earn up to 4.70% APY on 24-month CDs or 4.55% APY on 12-month CDs.

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Understanding and responding to business trends so we can help our members succeed is a commitment to the Delta Community. We are here to help guide you and offer competitive and attractive prices along with excellent service that sets us apart from the competition.

Lock in your savings today and secure your future goals with Delta Community. To take advantage of these prices, open a new CD before April 30th. To get started, log into our online banking or mobile app, select Add Account from the menu, and then select Certificate of Deposit (CD). You can stop by any Delta Community Center or call us at 800-544-3328.

The Delta community will award $20,000 in scholarships to students at historically black colleges and universities (HBCUs) in 2023. Our first HBCU scholarship application period is now open and will run until April 30th. If you know of an outstanding HBCU student or graduate who received a letter of acceptance from the school, tell us why they deserve a $5,000 scholarship! You can choose yourself. The Delta community will select two winners from the hottest submissions to win $5,000 each. For more information and to register, visit /HBCU!

April is Youth Month at Delta Community National Credit Union! One of the most important lessons we can teach our children is how to save and spend wisely. The 2023 Youth Savings Challenge “Save for the Future” is a great opportunity for young people to express their creativity. Have your kids use our downloadable coloring pages to show off their drawing skills, or download the worksheets for your child to write a creative one-page story about their brand plan to save money. We will be accepting entries until April 30th and based on creativity, we will select 10 winners who will each receive $100 for their youth savings. Visit /SavingForFuture to learn more about getting involved. We look forward to helping your young savings reach their goals!

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Is your child not participating yet? Open a new Youth Savings account by April 30th and we’ll match your first deposit up to $100! Youth savings is intended for children aged 0 to 12 – including your child, grandchild, grandchild, great-grandchild or cousin. Youth accounts can be opened by submitting a completed application through secure messaging available in the Delta Community mobile app or online banking. You can also mail or fax your Completed Tax Credit application as indicated on the form, or simply bring the application to your nearest Delta Community office. Open a Youth Account today before this special offer ends on April 30th! For more information, visit /YouthMatch.

Members looking to buy their first home, remodel or remodel can make the experience easy and affordable with low interest rates on many Delta Community Home Loans.

Our team of home loan experts are ready to guide you through the best home buying solutions and answer questions quickly through the closing process and beyond. Register and accept:

For more information or to apply, visit /ComeHome, call 866-963-7811 Option 1, email Home.Loans@ or schedule an appointment with a home loan specialist today.

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VOX ATL, pictured, is an organization dedicated to empowering young people through their voices and self-expression. The money will be used to support external studies and summer courses for young people that focus on journalism, digital media and cultural development.

The Atlanta Community Food Bank will use its gift to increase access to food for children and families and help raise awareness of childhood hunger in the community.

Bearings Bike Works, a youth skills development organization, will use this money to develop workplaces for youth and young people, providing job skills and construction. in the bicycle industry.

Everyone wins! Atlanta, an organization focused on improving reading skills for students reading below grade level, will use its gift to fund reading programs in Title I schools in metro Atlanta .

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Delta Community Charities will invest a total of $150,000 in 2023 in 20 metro Atlanta nonprofits that support the physical and financial needs of people in the communities we serve.

Every quarter, we offer Visa® Platinum Rewards Credit Card members the opportunity to earn rewards points for purchases in select categories from restaurants to retailers.

If you’re a Platinum Rewards cardholder, log in every quarter and earn 2x or 3x Rewards on the things you do every day. Complete additional categories from April to June to earn 3x bonus points on eligible purchases at hardware stores and home improvement stores, 2x points additional words on eligible purchases at gas stations and grocery stores, and 1x reward points of $1 spent on eligible purchases in categories outside of the bonus category.

To activate, log in to your account and select a gift card from the Additional Services or More tab in our mobile app. Click the link to register for the current or future quarter. When you’re ready to redeem your points, you can choose from a variety of cash back, gift cards, merchandise and travel options without fail.

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At Delta Community, we know that knowledge is the key to achieving your financial goals and developing good financial habits. That’s why we hold meetings every month that focus on various aspects of personal finance. Whether you’re planning a major project or trying to better manage your finances, our Financial Education Center has the tools to help you achieve financial success.

Our meeting in April will focus on buying a car. We’ll talk about how to prepare for your next car purchase, prepare for car ownership costs, how to finance your car properly and the importance of having the right insurance. Additionally, the BALANCE team will teach parents effective ways to teach their children about financial responsibility as part of National Credit Union Youth Month.

1. The rate is expressed as the annual percentage rate (APR). The interest rate depends on the credit rating and the term of the loan. This offer is available on new and used cars and trucks. Income verification may be required. APR available from April 1 to April 30, 2023.

2. APY = Annual Rate of Return. Prices may vary. The annual percentage rate for Delta Communities Certificates of Deposit is 4.55% for the 12-month period beginning April 1, 2023. The annual percentage rate for Delta Community Certificate of Deposit is 4.70% for 24-months, which starts in April. 1, 2023. 2023. Minimum initial deposit and required balance of $1,000.00. This offer includes 12-month and 24-month IRA CDs. The early withdrawal penalty is equal to 90 days’ interest on a 12-month certificate of deposit and 180 days’ interest on a 24-month certificate of deposit if closed earlier the last day.

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3. Get $500 off closing costs on loans of $726, $200 or less on home loans and reverse mortgages. The home loan is valid for applications received by December 31, 2023 and the rebate is valid for applications received by May 31, 2023 2023. Offer not Including home loans or home loans.

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