Royal Credit Union Mortgage Rates – At Royal, we understand that every property purchase situation is unique, which is why we offer property purchase options alongside standard mortgages. These programs offer a number of possible benefits! Learn more about these programs and see if they might be right for you!
In addition to these innovative programs, Royal Mortgage’s lending team is committed to providing expert advice and answering all of your questions throughout your home buying journey. Our team offers personalized service and years of experience, making them an invaluable part of the mortgage process. Contact the mortgage loan team today!
Royal Credit Union Mortgage Rates
With our 10/1 adjustable rate mortgage option, qualified borrowers can buy a home with no down payment. This type of loan may be a good option if the borrower does not have the funds necessary to pay off a traditional loan, as you can finance the purchase of a home 100%.
First Choice Credit Union
Like other adjustable-rate mortgages, our zero-down 10/1 ARM also locks in interest rates for ten years. After the ten-year period, the rate can be adjusted once a year for the remaining term of the loan. Credit requirements and mortgage insurance apply.
With the SmartStart 97 program, borrowers may be able to finance a larger percentage of their home’s purchase price, which means lower payments. In some cases, additional financing is available for more than 100% of the home purchase price. Mortgage insurance may vary depending on the borrower’s credit score and loan-to-value ratio.
The Royal Flex Mortgage Program is a 10/1 adjustable rate mortgage option that allows borrowers to apply for an International Taxpayer Identification Number instead of a Social Security Number. The Flex program also has less restrictive credit requirements and gives qualified borrowers the opportunity to use alternative credit reporting if a standard credit score is not available. Mortgage insurance may be waived based on the characteristics of the loan and the borrower’s qualifications.
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People’s Choice Credit Union is affiliated with Royal Credit Union, so you are referred to it. We love helping home buyers find the perfect place to call. Our team will work with you to find a home loan solution that fits your needs! Here’s what you can do with Royale:
Buying a home can be the biggest purchase of your life. At Royal Credit Union, we’ll explain the pros and cons of home mortgages and make sure you understand. We are here to answer all your home loan questions!
Rates and payments are based on a $275,000 loan to purchase a single-family primary residence.
Royal is offering first-time home buyers a $100* credit toward their closing costs if they take an online education course offered by Fannie Mae®. The course covers a variety of mortgage topics and information that applies to all home loans. This line of credit at Royal is open to first-time home buyers, even those who don’t qualify for a Fannie Mae® loan. Register and complete the self-directed course online at https://www.fanniemae.com/education.
Home Mortgage Loans
If a member enrolled in SmartStart Checking is a first-time home buyer with a Royal Credit Union mortgage and makes six payments on or before the due date, Royal will deposit $250 into their checking account. Submit a one-time incentive. This incentive is for first mortgages only. Home equity lines of credit and discount lines are not eligible for this incentive.
You are directed to third-party websites whose privacy and security policies may differ from Royal’s. Royal is not responsible, endorses or guarantees the content of third party websites.
People’s Choice Credit Union is affiliated with Royal Credit Union, so you’re automatically transferred. As a nonprofit credit union, we put people first. We benefit our members in the form of better rates, lower fees and other free-for-all features. This makes Royal Credit Union the best place to get your money. Switch to Royal today!
Credit unions like Royal are better than banks! Since every member has a stake in our financial cooperative, every member is also an owner. Just as a business has the best interests of its owners in mind, Royal has the best interests of our members in mind. That’s why we’ve reduced fees and saved members more than $15.3 million over the past few years. We are constantly listening to the needs of our members. And that’s why our members love banking at Royal Credit Union.
Intouch Credit Union Royal Oak, Mi Branch
To join Royal Credit Union, simply open an account on our website, visit any location or call 800-341-9911.
All the money we earn goes back to our members in the form of better rates. That’s why your money earns more at Royal – our deposit rates are the highest around. This is why you get some of the lowest rates when you finance with Royal. Our members get the best rates on car loans, home loans, credit cards and more.
You are directed to third-party websites whose privacy and security policies may differ from Royal’s. Royal is not responsible, endorses or guarantees the content of third party websites.
People’s Choice Credit Union is affiliated with Royal Credit Union, so you’re being sent.
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