Bankruptcy Attorneys Tri Cities Wa

Bankruptcy Attorneys Tri Cities Wa

Bankruptcy Attorneys Tri Cities Wa – The decision to file for bankruptcy is never easy and usually comes after months or years of financial struggles. Fortunately, bankruptcy law exists precisely to help those people who have few options left to save their finances.

When you file for bankruptcy, you’re essentially asking to cancel or restructure some or all of your debt to make it more manageable. The process begins with your attorney filing a bankruptcy petition and usually ends at a hearing where your petition is reviewed, discussed, and either approved or contested.

Bankruptcy Attorneys Tri Cities Wa

Whether you are an individual who receives calls from creditors every day or a business owner trying to stay afloat, you have many options when it comes to filing for bankruptcy. That’s why it’s important to hire an attorney experienced in various aspects of bankruptcy law so they can help you navigate your options and determine which are right for your particular situation.

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At Armstrong & Jameson, P.S., our bankruptcy attorneys have more than 132 years of combined experience. They will take the time to answer all of your questions, talk about debt relief options, and help you make the best possible decisions for your future.

Ready to start exploring your bankruptcy options? Fill out our form, then call to schedule a free consultation with one of our bankruptcy attorneys.

Most people who file for bankruptcy have accumulated so much debt that it is unlikely that they will actually be able to pay it off. Filing for bankruptcy is essentially a way to “discharge” your debts, although the process is not without consequences.

The most important consequence of filing for bankruptcy is the impact it has on your credit. Once you’ve filed for bankruptcy, it can be very difficult to get a loan or any type of credit, and when you do, it can come with exorbitant interest rates. Because of your bankruptcy history, lenders will generally consider you a high risk for at least a few years after you file for bankruptcy.

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Bankruptcy law covers a wide variety of situations, so there are many options to consider when filing for bankruptcy. Some types of bankruptcy include repayment of at least part of the debt. Some of them are specific to businesses and corporations. Talk to a bankruptcy attorney to discuss what options apply to your situation.

Attorney Randy Jameson and Paralegal Michelle L. Granholm have extensive experience in bankruptcy law. Ask us here, or even better, book a free consultation! Life happens…and the Law Offices of Jason Cui can help! Since 2003, The Law Office of Jason Cowie has helped hundreds of clients navigate bankruptcy. Jason Cowie represents people who need relief from heavy debt burdens, helping them get a fresh start by filing for Chapter 7 or Chapter 13 bankruptcy. By hiring Jason Cowie to be your attorney and file your bankruptcy case, we can help end the intimidation. creditor calls, stop wage garnishments and bank garnishments, stop foreclosures, stop foreclosures, stop lawsuits, get rid of credit card debt, medical bills, payday loans, personal loans and many other debts that weigh you down and cause you stress. outside

The first step is to call our office for a free phone or Zoom consultation or schedule a free phone or Zoom consultation online here:

We assist bankruptcy clients residing in Spokane, Spokane Valley, Yakima, Kennewick, Pasco, Richland, Wenatchee, Walla Walla, Pullman, Moses Lake, Ellensburg, Sunnyside, West Richland, East Wenatchee, Cheney and Grandview (and surrounding areas). ). . The Eastern District of Washington has courtrooms in Spokane, Yakima and Richland.

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Chapter 7 Bankruptcy is the most common case I represent to clients. Filing for Chapter 7 bankruptcy is used to “discharge” unsecured debts such as credit card debt, medical bills, payday loans, personal loans, foreclosures, and most judgments that result from a lawsuit. Chapter 7 bankruptcy can stop creditor calls, stop garnishment letters, stop lawsuits, stop wage garnishments, stop garnishment of bank accounts, and prevent vehicle seizures and foreclosures. However, if you need to keep up with your mortgage or car payments, Chapter 13 bankruptcy may be your best option.

In a Chapter 7 bankruptcy, the likelihood that you will have to sell any assets to pay off your creditors is very low. Most files keep everything they have. However, if you have unclaimed assets that are not covered by bankruptcy law, you can file for Chapter 13 bankruptcy, which will allow you to keep all of your assets and protect them from creditors.

1) Your home has been foreclosed on and you want to save it. Chapter 13 bankruptcy allows you to keep your home by making monthly mortgage payments while paying off your mortgage arrears (late mortgage payments) over a period of 36 to 60 months.

2) You have filed for Chapter 7 bankruptcy within the last 8 years. If you have filed for Chapter 7 bankruptcy within the last 8 years, you cannot file another Chapter 7 bankruptcy. You can file for Chapter 13 bankruptcy with a relief if it has been 4 years since you filed file for Chapter 7 bankruptcy. However, if your primary reason for filing Chapter 13 bankruptcy is to catch up on late mortgage payments and/or stop foreclosures, you can still file Chapter 13 bankruptcy instead of getting repayment of their unsecured debts.

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3) You earned too much gross income to file for Chapter 7 bankruptcy. How much income is too much? This depends on the gross income you earned in the 6 months prior to the month you are asked to file. There are many factors that go into determining whether you earn too much gross income to file for Chapter 7 bankruptcy, so it is very important to call our office for this determination. Attorney Thomas A. Cowan of The Cowan Moore Law Firm, PLLC has joined Gravis. Pravo, LLC. A native of the Tri-Cities, Tom received his BA from Washington State University, his J.D. from Gonzaga University, and holds an AV rating from Martindale-Hubbell. He was a pillar of the community and served on many local boards and councils, including the Washington State University Advisory Board, the Kadlec Medical Center Board of Trustees, the Benton-Franklin County Bar Association and the Rotary Club of Richland.

Tom will continue to represent his clients focusing on commercial law, estate planning, probate, municipal law, water rights and real estate. According to Tom:

“In my practice, I had the opportunity to represent clients whom I respect and love. We work to achieve your goals as effectively and efficiently as possible. Gravis Law takes the same approach to serving its clients. My partnership with Gravis Law will provide additional resources to meet clients’ needs in a professional and thoughtful manner.”

Tom has been married to his wife Karen, also a Tri-Cities native, since 1969 and they have four grown children: Harley, Timothy, Scott and Christopher. In 2006, Tom was named Washington State University Father of the Year.

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Office manager Tom Nacha Fleming will also join Gravis Law. Nacha has over 35 years of experience in the Tri-Cities legal community, is married to her husband, Mike, and has three children: Robert, Anthony and Irene.

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