Suncoast Federal Credit Union Mortgage Rates

Suncoast Federal Credit Union Mortgage Rates

Suncoast Federal Credit Union Mortgage Rates – BYRachel Witkowski Personal Finance ExpertRachel Witkowski Personal Finance ExpertRachel Witkowski is a personal finance advisor for Insight. Rachel has reported on financial regulation and fintech for American Banker, as well as fintech policy and supervision of financial institutions for the Wall Street Journal. VIEW NOW Abigail Ruger Executive Vice President, Chief Financial Officer Abigail Ruger Executive Vice President, Banking Abigail Ruger is President of the Contract Banking Group. He is passionate about personal finance and empowering clients to make positive lifestyle changes. Prior to joining, Abigail spent 4 years as Editor of Medical Choices.  See full BIO

Suncoast Credit Union in Tampa, Florida was founded in 1934 to help teachers in Hillsborough County. Since then, it has become one of Florida’s largest credit unions, providing personal financial services and online banking to school employees, their families and the community. 

Suncoast Federal Credit Union Mortgage Rates

Suncoast Credit Union members have access to all banking services, including interest-bearing checking and savings accounts, retirement services and loans. It also offers perks like a free ZooTampa gift card to new members. The credit union offers free money to nearby schools for all credit card members through their Smart Checking account.  

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Suncoast is a good choice for Florida residents who want low-cost banking products and services with deposits that earn some interest. This is especially beneficial for those interested in community involvement, as Suncoast contributes to local projects.  Also, if you care about low rates and high savings, this credit union is a strong contender. Its range of services, from free checking to competitive interest rates on CDs, make it ideal for Floridians looking for banking solutions.

Suncoast Credit Union may not be the best choice for people who live outside of Florida because their membership is geographically limited. Also, people looking for more financial products, such as global equity or advanced financial management services, may find Suncoast’s offerings somewhat limited compared to that big bank.

Suncoast offers a variety of savings and checking accounts that encourage members to save, such as high interest rates, mutual funds (MMAs) and retirement options.

Suncoast has a free checking account for adults called Smart Checking, followed by a checking account for teens with 0.010% APY. There are no service fees or minimum requirements, and opening an account is free. In addition, Suncoast donates money to local schools every time a member uses their debit card to make a purchase.

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Suncoast offers a variety of savings accounts, including interest-bearing savings accounts, financial plans and interest-bearing accounts, to help members save for a special event such as a vacation or vacation. 

Although Suncoast is a great opportunity for low interest rates, some institutions offer higher interest rates. Compare prices above for a list of competitors:

Suncoast offers MMA with 3% APY on managed accounts of $500,000. All MMAs require a minimum of $1,000 to open, but $0 accounts require a 1.15% APY. While these payouts are fair, some fighters make more money in MMA.

Suncoast offers traditional CDs with a minimum of $500 and an APY of up to 4.5% over 12 months, which is close to the best CDs in the country. It also has jumbo CDs that require a minimum balance of $100,000 with up to 4.75% APY for 12 months.

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Here’s how CDs work to better understand what you can earn and the potential downsides, such as penalties for withdrawing money before the end of the period.

Suncoast offers most online banking services, as well as an easy-to-use mobile banking app that lets you manage accounts, pay bills and send money securely 24/7.

The credit union also offers members free ATM access to more than 30,000 ATMs through its branch network.

Suncoast’s online platform is user-friendly, offering a wide range of digital tools such as savings and payment capture. 

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Their customer service team is open from 7 am to 8 pm. Eastern, Monday through Friday and Saturday from 8 a.m. to 1 p.m. 

Suncoast Credit Union is federally insured by the National Credit Union Administration (NCUA), which means deposits are insured up to $250,000 per member account. 

The credit union is limited to data breaches caused by third-party hackers, such as the 2009 payments. 

Online reviews of Suncoast are mixed, with some members complaining of poor customer service and others praising the customer service. 

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Its mobile banking app, however, has better reviews with 4.7 out of five stars on Apple and 3.5 stars on Google Play. 

Suncoast Credit Union is looking for a community financial institution with competitive rates and low fees, ideal for Florida residents. However, if you live outside of Florida or need a specific product, you may want to consider other options.

Membership is open to anyone who lives, works, attends school or has a religious affiliation in Florida. Eligible members can join by opening a savings account with a minimum deposit of $5.

Yes, deposits at Suncoast Credit Union are NCUA insured up to $250,000 per account.

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Rachel Witkowski is a personal financial assistant for Consensus. Rachel has reported on financial regulation and fintech for American Banker, as well as fintech policy and supervision of financial institutions for the Wall Street Journal.

Abigail Ruger is president of the Insight Banking Group. He is passionate about personal finance and empowering clients to make positive lifestyle changes. Prior to joining, Abigail spent 4 years as Editor of Medical Choices. 

Team of journalists. This content has not been reviewed or approved by our affiliates or other third parties.

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