Coastal Federal Credit Union Rates – Coastal Credit Union, founded in August 1967, is a credit union and financial institution primarily for members who live or work in North Carolina. This lender offers car loans for new and used vehicles and also offers refinancing options. Membership is also open to immediate family members of current members. Read our Credit Coast car review to learn more about the services they offer.
Coastal Credit Union, founded and incorporated in August 1967, is a credit union, finance and banking company that offers its members a variety of banking services, including savings, loans (and auto loans) and other financial services. It is a member-owned financial cooperative that offers loans and refinancing options for new and used vehicles. Coastal Credit Union is accredited by the Better Business Bureau (BBB) and has an A+ rating. However, it deserves 1/5 star for customer complaints, as the BBB website shows 19 complaints closed in the last 3 years and 5 complaints closed in the last 12 months.
Coastal Federal Credit Union Rates
The company offers members the aforementioned financing and refinancing services. However, membership is open to family members of existing members. Headquartered in North Carolina, Coastal has 23 branches serving all 50 states with more than 5,000 branches, free mobile banking from 80,000 ATMs. . Deposits and secure online services at www.COASTAL24.com.
Coastal Credit Union Auto Loan Review: Process, Eligibility, Apr, And More!
If you are not a member of Coal Credit Union, you must be a member to apply for a car loan. To get a car loan, you must meet one of the following requirements:
The APR or APR is the amount you pay each year to borrow money from a bank or lender, including interest charges. The APR is a broader measure of the cost of credit because it reflects the interest and fees you have to pay to take out the loan.
APRs on Coastal Credit Union auto loans vary based on unique circumstances, including your credit history, credit score, financial situation, and the amount and term of the auto loan requested. Interest rates vary from 2.50% to 16.44%. To get the lowest interest rates, you must have excellent credit and apply for a loan on a vehicle less than five years old.
Applying for a car loan from Coastal Credit Union should be an easy and simple process. The purpose of this section is to explain the application requirements, limitations, available financing amounts and more information about the car loan you are applying for.
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You can apply for a Coastal Federal Credit Union loan online, by phone, or in person at a local branch. In order for your application to go through, you must provide the following information:
There is only one restriction on car loans issued by Coastal Credit Union. Coastal Credit Union does not finance used vehicles older than 10 years.
If you already have a car loan from Coastal Credit Union and want to refinance it. You can refinance your Coastal Credit Union loan if you have borrowed for at least 12 months. You can also refinance your car loan from another lender.
Coastal Credit Union guarantees savings of at least $100 on your monthly payments. If not, you get $200 cash.
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Coastal Credit Union offers several customer support options to help customers with questions and problems. Our customer support team is available by phone, mail, comments, live chat, secure messaging and private messages. You can also browse the Frequently Asked Questions (FAQ) section of the website to find answers to your questions.
Coastal Credit Union’s customer support team can be reached at 919-420-8000 or 800-868-4262. You can also contact our customer support team by email at the following address:
A secure communication option can be found on the website. All your questions can be answered 24/7 with the coal chat available through online and mobile banking! The company is available for personal support from 7 p.m. at 19:00, 7 days a week.
Coastal Credit Union is a financial company that offers a variety of banking solutions for savings, all types of loans, investments and more. They offer auto loans from $5,000 to $20,000 and accept people with low scores starting at 520. The higher the borrower’s credit score, the lower the APR and interest rate; For example, the actual annual interest rate can be as low as 2.50%.
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They offer multiple customer support options including phone, email, personal chat, instant messaging, and secure messaging. Their website is also very informative and has an extensive FAQ section to answer any questions you may have about your membership, account or car loan.
Coastal Credit Union does not accept applicants with a credit score below 520. Applicants with higher credit scores generally receive the best interest rates.
You can apply online, by phone or at one of our Central North Carolina Central Credit Union locations.
Coastal Credit Union offers several customer support options to help customers with questions and problems. Our customer support team is available by phone, mail, comments, live chat, secure messaging and private messages. You can also browse the Frequently Asked Questions (FAQ) section of the website to find answers to your questions. Coastal Credit Union’s customer support team can be reached at 919-420-8000 or 800-868-4262. You can also contact our customer support team by email at: Coastal Credit Union P.O. Box 58429 Raleigh, NC 27658
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The actual APR varies based on a number of factors, including loan term, loan amount, credit history and credit score. $20,000 earns 3.50% on the first $20,000 and then 0.35% on all balances over $20,000 depending on APY ranging from 3.50% to 0.98% APY. * Bonus CD rate on deposits of $25,000 or more. Requirements for the monthly statement cycle: 1) Get your account electronically through online banking; 2) make at least 6 transactions (install and pay) with bank cards at the point of sale; 3) you have at least one external ACH credit or debit transaction (posting and settlement). $25 monthly service fee if account terms are not met. If the eligibility criteria are not met for three (3) consecutive months, the account will revert to simple checking. Check one benefit per member.
All funds deposited must be new money. “Fresh money” is defined as funds not deposited with the credit union.
** The interest calculation for 3, 5, 6, 7, 8 and 9 month investment certificates is based on simple interest. Other certificate of deposit products are added daily.
Premature withdrawal penalty for CD accounts. If the original term of your account is one year or less: Our power to impose a penalty is three monthly percentages of the amount of the penalty. If the original validity period of your account is more than one year: Our power to impose a fine is six months’ interest on the fine amount.
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The law allows, or in some cases requires, that the early withdrawal penalty can be waived in certain circumstances, such as the death or incapacity of the account holder. If this account is part of an IRA or other taxable plan, see your plan information.
The credit union is not responsible for the availability or content of this website. A linked site may have different privacy or security practices than our website; We encourage you to familiarize yourself with these policies.
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