Involved In A Car Accident – I am a new driver. I called several times behind my wheel at 2km. However, being the only driver in the family, there was no one to advise or correct me.
I got advice from the Tbhp community. Even my boyfriend was surprised by the overall response and how helpful this community is. He followed the website and started subscribing to the magazine, but he wasn’t interested in cars. Practicing good driving is a top tip, so I decided to do it. I didn’t know, sometimes you can’t help it.
Involved In A Car Accident
As my unit told me, if I didn’t practice driving properly, I would pass the car in front of me and avoid this whole section.
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Last night at 1:00 pm we decided to leave for Ooty tour scheduled for the next day. Less than 3 kilometers from my home, an Indica rear-ended my car. At the time of the impact I was driving 20 km/h and slowed down, after the impact my speed increased to 55 km/h. Fortunately, everyone trapped in my car was not injured.
The driver takes full responsibility for attempting to use the phone while driving. However, he was not at fault, had he been on a two wheeler instead of a car this could have been a serious injury. I made sure that the passenger in the taxi got the help he needed.
I photographed the event with permission. He asked for a copy of the insurance, which he did not have. I called my insurance company and took the car to a service center. He approached my SA and sent him pictures for comparison, at least 85k. Maybe I’m out of pocket. When the tow truck arrived we spoke to the taxi owner to settle this outside of the police, he was rude, arrogant and argumentative, and the most he could offer was 5k which is not much money. If I go to the police, they will issue a fine of up to 2000. I asked him to pay only for the repairs that are not covered by the insurance, he absolutely refuses.
2. When I drive in Bangalore, people overcharge or hit me. How about letting someone ride with 5k and 0 regrets?
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I drove him to pay more and after 10-15 minutes I decided to go to the police. At this time, it was not a matter of money. I don’t hate losing a little money, but it’s an attempt to get justice through our laws (deep down I know I’m setting myself up for a lot of disappointment).
We went to the police and the police tried their best not to file an FIR. I was told/encouraged,
“If you file an FIR, the driver will escape a maximum fine of 1k. Better keep it out.”
“If you file an FIR, the claim will not be accepted unless your insurance company settles the matter in court. It may take more than 2 years.”
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I don’t know what everyone should believe, I took a decision of faith and went ahead with the FIR. My car was not locked but I had to leave the police station. If the above statement is true, I am shocked and find it one of the causes of all the chaos in our streets. As long as you don’t have someone to ask you, you can download 5k from outside. If the victim decides to appear in court, you will have to pay a fine of 1-2k.
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I’m sorry about your experience with your car. I have been in this situation once and I really like your answer as a new driver.
Not all police talks and actions will be positive in the short term. You will need to spend some time and effort to do this. It will take time to get your money back, but you will get it back one day!
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Coming to the point, I suggest you take 5k from the owner. I think being a new car has more extras, depreciation covers and things that will cost you less out of pocket. In some cases, insist on giving 10% of your money to NCB, so that the damage is minimal. Easier said than done, but I know it’s hard to fight against boat owners. Maybe peace of mind!
Last edited by Jagan13: March 28, 2021 at 11:35 am. Reason: Add line to related topic.
3. For all the arrogance shown by the taxi owner, he cannot know that the police FIR is valid. This saved document cannot be deleted.
Is your car at a service center? I believe that. If your car is going to be kept at the police station for an unknown period of time, I recommend that you deposit 5 kg with the owner and keep it close.
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What you have done is right but it will be difficult to move forward. I suggest you take the 5k offered and solve this. Ultimately what matters to me is peace of mind.
Now comes the driver’s lesson. Now remember he admitted he was on the phone. He will not speak tomorrow because it will weaken the case. They say it’s a brake fault (or something else that looks damaged). People change positions when they hire a lawyer. The easier it is to file a claim, the harder it is to win your claim.
If he gets his way, good for him. Otherwise, he will repeat the same mistake with another big car and get worse.
I’m sorry to hear what happened. Hopefully they will fix it soon and get back on the road
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Insurance companies don’t wait until the case is over in court to file your claim. In 2008, when our car was less than a year old, my father had an accident when two wheels tried to turn from left to right. It happened on Raj Bhavan road at 7 pm and was hit at low speed but the wheel was damaged and the father filed an FIR even though he had to pay for the repair of the car and take him to the hospital. .
A few days later, we got a notice asking us ridiculous amounts for driving ‘fast and recklessly’ and causing an accident. That is why he insisted on lodging an FIR.
What happened was that our car was at the police station the day after the bumper was fixed and it was a Skoda. The father did not appear in court and admitted he was driving. We had full insurance so we didn’t have to pay fines or hire a lawyer and the insurance company took the case.
I doubt the cabin even has proper insurance (they’ve been hit hard by the plague), let alone full insurance, and if it goes to court it won’t be easy to get it removed. Get out of court and settle the matter.
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If you haven’t already, consider a zero-refund policy in the future, that way you’ll pay a lot less out of pocket in the event of a problem.
Talking on the phone while driving is a crime. The taxi driver must pay full damages. He went to the police and offered to collect the insurance from his insurance and out of pocket.
Having car insurance is another crime. Imagine if a car hit and injured a pedestrian instead of you. The taxi driver should definitely be given a lesson. His police officer was not surprised. If he goes to the police, he cannot escape.
Hi Torroid, I am so sorry to hear about your experience.
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