Coastal Federal Credit Union Money Market Rates

Coastal Federal Credit Union Money Market Rates – ††Account earns 3.50% Annual Percentage Rate (APY) on balances from $0.01 to $20,000. Accounts above $20,000 earn 3.50% interest on the first $20,000, then 0.35% interest on funds above $20,000, earning an API of 3.50% to 0.98% depending on the total balance. * Bonus CD rate available for combined deposit relationships of $25,000 or more. Monthly Statement Cycle Eligibility Criteria: 1) Receive your statement electronically through Online Banking. 2) Make at least 6 transactions at the point of sale of the bank card (must be posted and corrected). 3) At least one foreign ACH credit or debit transaction (must be posted and cleared). FAILURE TO MEET ACCOUNT REQUIREMENTS $25 monthly service fee Account will revert to Easy Review if eligibility requirements are not met for three (3) consecutive months. Limited to one excess assessment per member.

††† All funds must be deposited in new currency. “New Funds” means funds not deposited with the Credit Union.

Coastal Federal Credit Union Money Market Rates

** Interest calculation for 3, 5, 6, 7, 8 and 9 month certificates of deposit is based on simple interest. All other certificates of deposit are compounded daily.

Forget The Fees: Don’t Pay Extra For Your Atm Transactions

Early withdrawal penalty for CD labels. If the tenure of your principal account is one year or less, the penalty we may impose will be equal to three months’ interest on the amount withdrawn. If the original credit period of your account is more than one year, the penalty will be equal to six months interest on the withdrawn amount.

In some cases, such as the death or incapacity of the account holder, the law allows or in some cases requires a waiver of the early withdrawal penalty. If the account is part of an IRA or other tax-qualified plan, see your plan’s disclosure.

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