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Bankruptcy Attorneys San Diego Ca
Bankruptcy Debt Consolidation and debt relief in San Diego California have been on the rise for the past few years.
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In today’s economy, many people face unpredictable financial problems or crises that are often beyond their control or control.
Debt and bills can be caused by many factors including; medical bills, credit card debt, divorce, lawsuits, car repossession, garnishment, high interest rates, foreclosures, creditor harassment and telephone or bank charges, as well as increased living expenses, loss of other income without collateral.
There are many types of debt relief if you or someone you know is experiencing these difficulties. This includes bankruptcy debt consolidation and other forms of debt restructuring, debt restructuring or debt negotiation. Everyone can help you solve your debt problem.
In our office, the initial consultation is free. Please call to schedule a free consultation and find out the best way to get a fresh start from debt reduction to monthly payments. All options are checked.
Top 10 Best Bankruptcy Attorney In Salinas, California
San Diego California debt relief solutions and options include bankruptcy and non-bankruptcy alternatives. There are pros and cons to each option available to you. Call for a free consultation about legal representation.
My law office offers a wide range of legal representation in all matters related to debt. We listen to your situation and provide you with information about the available options that will allow you to decide on the type of loan you should take.
Scott A. Fleming Attorney at Law Debt Relief Bankruptcy Attorney 121 Broadway, #355 San Diego, CA 92101 (619) 696-7444
Whether you want to reduce and consolidate your bills, interest or eliminate your debt, the first step is to contact a debt settlement expert. Please call for more information about debt consolidation, including bankruptcy and non-bankruptcy alternatives or to schedule a free attorney consultation to review debt consolidation. Credit counseling available. Appointments are available on weekdays, weekends and evenings. Call now for a free consultation.
Best Student Debt Lawyers In San Diego County
Copyright © 2021 Debt Bankruptcy Lawyers – All rights reserved. All Rights Reserved .Scott A. Fleming, Attorney at Law, 121 Broadway #355, San Diego California 92101. (619) 696-7444. The information on this website is for general information only. The information is not legal advice. Use of this site does not create an attorney-client relationship. Sending an email does not create an attorney-client relationship, nor does it constitute a consultation with an attorney or law firm staff. An attorney-client relationship is established only after a written contract is signed by Scott A. Fleming, the attorney, and the client. We have 27 years of unparalleled experience handling bankruptcy cases for individuals facing high car payments, unmanageable mortgage payments, credit card debt and medical bills. Let us give you the help you need to solve your financial problems.
Practicing bankruptcy law only makes us better. We have handled more than 1,000 cases and helped clients free themselves from the burden of debt. We know the law and we know the answers. Regardless of your financial situation, we may have handled similar cases, and when you retain our firm, you can be sure that your case is in good hands.
Everyone’s financial situation is different and the best way to handle the situation may differ. We can help you understand all the options and processes involved. Whether we deal with individuals or large companies, we strive to give our customers the personal attention they deserve. Every case is important to us and every client is treated as one client.
We take great pride in giving our customers the best care and compassion. We know you have many concerns and worries when filing for bankruptcy. We focus all of our energy on addressing your concerns and concerns and making you feel like family while you allow us to handle your case.
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Bankruptcy is a complex area of law that is constantly changing. Because of this, we keep abreast of developments in all areas of bankruptcy law. We also have experience in family law and divorce, which can affect your case.
Any potential client who contacts us can feel comfortable knowing that we will work with them from start to finish. After evaluating your case and finding the best way to settle the debt, we will begin preparing the necessary documents for you to help stop or slow down car foreclosure, home foreclosure, or wage garnishment. Our goal is to provide optimal results regardless of your situation.
Our legal fees are flexible, transparent and affordable. We charge a fixed fee so there are no hidden fees and you will never be surprised with an unexpected legal bill.
Opening credit card bills, paying friends or family, and other fraudulent transfers before filing for bankruptcy can cause your case to be delayed or dismissed. We can help you identify problem areas in your bankruptcy case and help you understand common mistakes and ways to avoid them.
San Diego Lawyer November/december 2022 By San Diego County Bar Association
We have helped many clients limit their equity. There are special laws governing home ownership in bankruptcy in San Diego. The home equity limit is $75,000 if you’re single under age 65. On the other hand, the maximum home equity you can save is $175,000 if you’re over 65. Married couples can save up to $100,000.
We honor the dedication of our brave service members and veterans. That’s why we strive to thank you for serving and make your life easier when we can. We offer discounts for veterans and active military members.
If you need more than a lawyer, we are your reliable partner. Our team takes extra time to get to know our customers personally and warmly. When you’re considering filing for bankruptcy, we’ll work with you to make critical decisions, prepare for court dates, communicate constantly throughout the process, and make sure your creditors don’t harass you.
We take great pride in the service we provide and the way we help our clients solve their financial problems. Our office offers a free, personal, no-obligation consultation with an experienced attorney who can provide professional advice on the best course of action. Call us today at 619-488-6168 to start your journey to a new financial future.
Bankruptcy Lawyers In San Diego
Bankruptcy is a legal process where people who are struggling to pay their debts and/or bills can get financial help. The legal right to file for bankruptcy is a right established by federal law, and therefore all bankruptcy cases in California are handled by the federal court system. Filing for bankruptcy not only gives you long-term relief, but it also helps you get breathing room in the short-term because filing for bankruptcy automatically prevents creditors from trying to collect the money you owe until your debt situation is properly handled.
There are many benefits to filing for bankruptcy in California. Bankruptcy can allow you to discharge most or all of your debts, depending on your unique financial situation. Filing for bankruptcy can help prevent the loss of an important asset in your life, such as a car or other motor vehicle. It can also help you stop a home foreclosure and prevent debt collection services from harassing you and/or garnishing your wages. As mentioned in the section above, declaring bankruptcy will also free you from any debt, as the court system will issue an automatic stay. Finally, bankruptcy law prohibits employers from discriminating against you for filing bankruptcy, so doing so will not affect your future employment.
However, nothing in life is without consequences, and there are certain disadvantages associated with declaring bankruptcy that you should be aware of before entering the process. Declaring bankruptcy will not eliminate all of your debts, such as your most recent back taxes or fines you currently owe to government agencies. Also, filing for bankruptcy will have a negative impact on your credit score in the future. This can make it more difficult to get a loan for a car or house in the coming years. Additionally, your bankruptcy filing must be made a public record by law, meaning anyone can request a copy of your filing and review your bankruptcy information. Finally, shady lenders have been known to target people who have recently filed for bankruptcy, so you may be targeted if you file for bankruptcy.
In California, there are two basic types of bankruptcy available to those seeking financial relief: Chapter 13 and Chapter 7. Each of these two types of bankruptcy has certain advantages and disadvantages, depending on your unique financial situation.
Christopher V. Hawkins
Chapter 7 bankruptcy, also called liquidation bankruptcy, allows people to pay off their debts and get a fresh start if they qualify for Chapter 7. After filing a bankruptcy petition, you will be given
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