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Delta Community Credit Union Home Loan
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Delta Community Credit Union Lawrenceville, Ga 30046
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Bottom Line: If you live in metro Atlanta, Delta Community Credit Union is a great choice. You might like it if you want a free savings account, higher interest rates on CDs, or the ability to earn points for rewards like travel and cash back. Depending on the CD range, some of their rates are comparable to today’s best CD rates.
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Impact Banking: Vancity
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If you prefer an account with no monthly fees, you may prefer the Delta Community Credit Union Personal Savings Account. The account pays low interest rates and you can earn much more with the best online savings accounts.
A Delta Community Credit Union personal checking account is an affordable option with no minimum deposit or monthly fee. If you sign up for a rewards program, you’ll earn points that can be redeemed for cash back, travel, gift cards, concerts, and more.
Delta Community Credit Union CD pays competitive interest rates. If you have $1,000 to open an account, this is a good choice.
Delta Community Credit Union — Travis Sharp
If you can maintain a $1,000 balance, you may choose the Delta Community Credit Union money market account as your regular savings account because you’ll earn a higher interest rate that way. But the fees are lower than what we do with options in our Best Money Market Accounts guide.
Delta Community Credit Union is an institution with 29 branches in metro Atlanta. There are unique branches in Kentucky (Florence), Utah (Salt Lake City International Airport) and Texas (Southlake).
The credit union is part of the CO-OP shared branch network, so you have free access to 30,000 ATMs and 5,000 shared branches across the United States. You can’t open an account with a joint agency, but you can get help.
The Delta Community Credit Union mobile app has 4.9 out of 5 stars in the Apple Store and 4.8 out of 5 stars in the Google Play Store.
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Your deposits are insured by NCUA up to $250,000 or $500,000 for joint accounts. This means that even if the credit union unexpectedly closes, your money will be safe.
Delta Community Credit Union is a credit union, not a bank, so only certain people can join. You are eligible to become a member if you live or work in the following areas of Georgia:
You can also join if you are an employee/former employee/retiree of dozens of companies or a member of several associations. See the full list of eligible companies and organizations here.
You are eligible if a family member is involved. If you work full-time for Delta Airlines and live in one of several countries, you can become a member as a US citizen. In some of these countries, you are limited to opening a single account.
Branch Locations Map
The Better Business Bureau gives credit unions an A+ rating. A high BBB rating means the company responds effectively to customer complaints, advertises honestly, and is open about its business practices.
Is Delta Community Credit Union legal? The Chevron Icon indicates an expanded section or menu, or sometimes previous/next navigation options.
Yes, Delta Community Credit Union is a legal financial institution. It’s federally insured by the NCUA, which means your insurance deposits will be safe if the credit union closes.
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What Is A Credit Union?
If you live in Atlanta or select areas of Utah, Texas, and Kentucky, Delta Community Credit Union may be a good credit union for you. If you need a high-performance CD or checking account, this is a great choice. Rewards, but don’t get a higher savings account rate.
Can anyone open an account with Delta Community Credit Union? The Chevron Icon indicates an expandable section or menu, or sometimes previous/next navigation options.
No, like any credit union, you must be a member to open an account. You are eligible if you live in an eligible state of Georgia, are an employee/former employee/retiree of an eligible company, or are a member of an association. You are also eligible if you have a family member joining. You can become a member as a US citizen if you work full-time for Delta Air Lines and live in one of several countries, although you may be limited to savings accounts.
Is Delta Community Credit Union federally insured? The Chevron Icon indicates an expandable section or menu, or sometimes previous/next navigation options.
How Do Credit Cards Work? (updated 2024)
Yes, Delta Community Credit Union is federally insured by NCUA. Even if the credit union closes unexpectedly, your money will be safe. Up to $250,000 in separate bank accounts and up to $500,000 in joint accounts.
How many locations does Delta Community Credit Union have? The Chevron Icon indicates an expandable section or menu, or sometimes previous/next navigation options.
Delta Community Credit Union has a total of 30 branches. There are 29 branches in the metro Atlanta area. It also has branches in Kentucky (Florence), Utah (Salt Lake City International Airport) and Texas (Southlake).
To review Delta Community Credit Union, we evaluated its savings, checking and money market accounts using Personal Finance Insider’s banking methodology. We classify certificates using the CD method. Each score is rated between 0 and 5.
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When evaluating each account, we look at ethics, customer service, and the mobile app. Other factors we consider depend on the type of account we’re reviewing. For example, we consider overdraft protection for checking accounts and early withdrawal penalties for certificates.
Deciding between Delta Community Credit Union and Atlanta Credit Union may depend on whether you meet the financial institution’s membership requirements. Atlanta Credit Union membership is limited to employees of certain organizations on this list. At Delta Community Credit Union, you may be eligible for membership if you live in certain Georgia counties or work for a select company.
You also need to consider what kind of account you want to open. Both banks offer free checking and savings accounts and charge high fees for certificates. The maximum payout will depend on the certificate you choose.
Wells Fargo is big in Georgia. Neither institution charges higher interest rates on savings, but Delta Community Credit Union pays a higher CD rate than Wells Fargo in most cases. If you want to open CDs, Delta Community is the best option.
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Wells Fargo’s strongest feature may be its branches across America. You might like it if you travel often or hope to move soon and don’t want to change banks.
Delta Credit Union is part of the United States-based joint branch network, but keep in mind that joint branches are limited. For example, you cannot open a new account with a joint agency.
Laura Grace Tarpley (she) is a senior editor at Personal Finance Insider. It tracks mortgage rates, refinance rates, lenders, bank accounts, lending and savings tips for the personal finance insider. He is a writer and editor for Business Insider’s “Road to Home” series, which won a Silver Award from the National Association of Real Estate Editors. He is also a Certified Personal Financial Coach (CEPF). He has been writing about personal finance for over seven years. Before joining the Business Insider team, he was a freelance financial writer for companies such as SoFi and The Penny Hoarder, as well as an editor at FluentU. You can contact Laura Grace at ltarpley@ How Financial Insider personally selects, evaluates and reviews financial products and services.
Evelyn is the deals and operations coordinator at Business Insider
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