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Travis Credit Union Personal Loan Rates
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Bottom line: Travis Credit Union is a good choice if you live in Northern California and want to bank at a local financial institution. Its strongest products are checking and money market accounts.
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All members are required to open a Travis Credit Union Prime savings account with Travis Credit Union, and rates are low compared to the best high-yield savings accounts. Note that you must have at least $100 in savings, money market, checking and certificates or you will be charged a $9 quarterly fee.
However, you may be able to waive fees regardless of your account balance. If you receive $500 or more in direct deposits each month or make at least 3 checking account transactions of $10 or more per month.
Travis Credit Union Free Checking is a powerful shared checking account. There are no monthly fees and no minimum balance requirements.
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You can also avoid overdraft fees if you have overdraft protection by linking your checking account to a savings account. However, please note that there is a $5 protection transfer fee if you use overdraft protection.
Travis Credit Union Travis Credit Union standard certificates have a low minimum deposit and low standard early withdrawal penalties. There are special 11- and 15-month share certificates that offer much higher interest rates than the average CD.
Travis Credit Union Money Market Account Travis Credit Union Jumpstart is a unique reverse money market account. This may be a good option depending on how much money you have stored in your account.
With a reverse money market account you’ll get a higher interest rate with a smaller account balance. See how it works:
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You will not earn interest on account balances greater than $5,000. You will only be able to deposit new funds into your Travis Credit Union Jumpstart money market account. This means the money was not transferred to another Travis Credit Union account.
Travis Credit Union is a community development financial institution (CDFI) with 23 operating branches in Northern California. It’s part of the CO-OP ATM network, so it has access to more than 30,000 ATMs across the United States.
To contact customer service Call between 8am and 7pm (Pacific Time) on weekdays or between 9am and 5pm (Pacific Time) every Saturday.
The bank’s mobile app was rated 4.6 out of 5 stars on the Google Play Store and 4.8 out of 5 stars on the Apple Store.
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Travis Credit Union is federally insured by the NCUA, insuring up to $250,000 in personal bank accounts and $500,000 in joint bank accounts.
To become a member of Travis Credit Union, you or your family member must meet one of the following requirements:
All members are required to open a Travis Credit Union Travis Credit Union Prime savings account with a minimum of $5 and pay a one-time $5 membership fee.
CDFIs serve low-income and underserved communities. Banks and credit unions must be accredited by the U.S. Department of the Treasury’s Community Development Financial Institutions Fund. and meet specific requirements to remove barriers to the banking system.
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Travis Credit Union is a credit union designated by Junta Avanzama.Juntos Avanzamas is an initiative that helps Hispanics and immigrants find the right financial products. To be appointed Financial institutions must demonstrate their commitment to serving their local communities. For example, financial institutions must allow alternative forms of identification. If you don’t have a US ID card
You can read more about how Travis Credit Union served the local community in 2021 in our Community Impact Report.
We also share Better Business Bureau ratings so you can see how institutions handle customer issues.Travis Credit Union is rated A+ by the BBB.
However, having a good BBB rating doesn’t necessarily mean your relationship with a credit union is perfect. Talk to existing customers or read customer reviews online to see if a particular financial institution might be a good fit.
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Another financial institution located in Northern California is 1st Nor Cal Credit Union. To become a member of 1st Nor Cal Credit Union, you or a family member must live, work, attend school or worship in Contra Costa, Solano counties or Alameda. Membership Everyone must open a savings account with at least $5.
Both banks pay low interest on regular savings accounts, but with Travis Credit Union, you can earn 0.15% APY if you have more than $10,000 in your account, which is more than what Golden 1 Credit Union offers.
If you want to open a money market account, Travis Credit Union may be more attractive. The minimum opening deposit for a Travis Credit Union Travis Credit Union Jumpstart Money Market account is $0. At 1st Nor Cal Credit Union, you will need an initial payment of $10,000, which is relatively high compared to other traditional banks .
Golden 1 Credit Union is a regional financial institution with multiple branches throughout Northern California. Golden 1 Credit Union allows you to apply if you live in California or are a member of the military living in California. All members must open a savings account with at least $1.
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If you are looking for a money market account you may prefer Travis Credit Union over Golden 1 Credit Union. The Travis Credit Union Jumpstart Money Market Account has a lower opening minimum than the Gold 1 Money Market Account. Travis Credit Union also offers high interest rates on money market account balances of $5,000 or less.
If You Need a Certificate of Equity Both credit unions pay higher interest than traditional CDs. Both banks also impose minimum deposit requirements for CDs, so the best option may depend on the period you choose.
For example, using our CD method. We will check the interest rate. Minimum deposit opening requirements Early withdrawal penalties Variety of CDs Customer service availability Mobile app review and company-wide ethics In the meantime We’ll look at the size and fees of the ATM network, as well as overdraft protection options. Customer service time Mobile app reviews Ethics Minimum deposit requirements to open an account and fees when verifying accounts
How can I become a member of Travis Credit Union?V icon Indicates an expandable section or menu. Or sometimes previous/next navigation options
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To become a member of Travis Credit Union, you or a family member must live, work, worship or attend school in select Northern California counties Solano, Yolo, Contra Costa, Merced, Napa, Alameda, Colusa, Placer , Sacramento, San Joaquin ., Sonoma or Stanislov County are eligible locations. You can become a member if you are a Travis Air Force Base military or civilian.
How much money do you need to open a bank account at Travis Credit Union?V icon Indicates an expandable section or menu. Or sometimes previous/next navigation options
All members must open a Travis Credit Union Prime savings account with at least $5 and pay a one-time $5 membership fee. Checking and money market accounts do not require a minimum deposit to open. You will need at least $500 to open a stock certificate.
Sophia Acevedo is Business Insider’s banking editor. She edits and writes banking analyses. Banking Guide and articles about banking and savings for the Personal Finance Insider team. She is also a Certified Personal Finance Educator (CEPF). Sophia joined Business Insider in July 2021. Sophia graduated from California State University. Fullerton, where she studied Journalism and graduated with a degree in Political Science. She lives in Southern California. You can reach her on Twitter at @sophieacvdo or by email at sacevedo@.Read more about how Personal Finance Insiders select, evaluate and cover financial products and services. >>Below are links to some of the main news:
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