Onpoint Credit Union Refinance Rates – Cash Back Rewards*, a new credit card, offers qualifying members the OnPoint Rewards Collection*** 2% cash back, with no annual purchase or spending limits. In addition to offering one of the highest cash back rates offered by an Oregon credit union, the new OnPoint card offers low interest rates on new purchases and balance transfers, along with many additional rewards and benefits.
Cash Rewards is a new way to reward our members for choosing us as their financial partner,” said Rob Stewart, President and CEO of OnPoint Community Credit Union. “Delivering more value directly to our members is what Credit is all about. All of the union. This new credit card is another step in helping our members keep more money in their wallets.”
Onpoint Credit Union Refinance Rates
Cash Signing Visa is one of the many benefits available to members who enroll in or qualify for the OnPoint Rewards Collection. Affiliate offers are added to those with OnPoint checking accounts with electronic statements or direct deposit and savings accounts, plus mortgages, car loans, HELOCs, IRAs and two additional OnPoint services.
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Click here to learn more about OnPoint’s new credit card that offers low interest rates.
ONPOINT COMMUNITY CREDIT UNION OnPoint Community Credit Union is Oregon’s largest credit union, serving more than 440,000 members and $8.4 billion in assets. OnPoint Community Credit Union was founded in 1932 and is located in one of 28 Oregon counties (Benton, Clackamas, Clatsop, Columbia, Kos, Crook, Cary, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson,). Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeling, and Yamil) and two Washington counties (Skamania and Clark) and member’s errors. More information is available at www.onpointcu.com or 503-228-7077 or 800-527-3932.
*You must remain eligible for the OnPoint Bundle Rewards to receive the Signature Cashback Card. Cash card rewards are credited to your open OnPoint checking account each year. If you close your OnPoint checking account before paying your bonus, you will lose that year’s bonus even if your signature credit card is active. All OnPoint credit cards are subject to credit approval. Credit unions offer loans and provide credit without regard to race, color, religion, national origin, sex, disability, or family status. All terms, including APRs and fees, are subject to change as permitted by law and OnPoint Visa
**All OnPoint loans are subject to credit and approval rules. Each loan is a qualifying product. For example: members with savings, checking and two car loans are eligible. Qualifies during second overtime service. Affiliate bonus profits are equal to advertising costs. Game packs are available upon request. APY = compound annual percentage. OnPoint Community Credit Union adds 0.25% to its Certificate of Deposit (CD) rate. This offer is only available on opening a new CD account. OnPoint Community Credit Union charges a fixed APR (annual percentage rate) of 0.25% on consumer loans. The offer does not include Daylight Savings Loans, credit product lines (other than fixed rate loans) and existing OnPoint loan rescheduling. OnPoint Community Credit Union waives up to $175 in closing costs on any new EquityFlex credit product. OnPoint Community Credit Union waives up to $800 in closing fees on any new first mortgage purchase or renewal. This offer is valid on all standard OnPoint mortgage products and cannot be used in conjunction with any other OnPoint mortgage promotional offer. Provide content for conversion.
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OnPoint Community Credit Union Named Oregon’s Most Admired Financial Services Company in 2023 The Portland Business Journal has named OnPoint Community Credit Union an Oregon State “Most Admired Company.” It’s an honor to…
OnPoint Community Credit Union Appoints Bob Harding as Chief Financial Officer OnPoint Community Credit Union has hired banking and business strategy expert Bob Harding as Senior Vice President and Chief Financial Officer. It… Oregon’s largest credit union will open 20 branches inside Fred Meyer stores in 2021 to expand access to needed financial services in area communities.
Portland, Ore. , June 2, 2022 // – OnPoint Community Credit Union is celebrating its one-year anniversary with the opening of 20 new branches inside Fred Meyer stores. Last year was the largest branch expansion of any credit union in the country, according to S&P Global Markets. Today, OnPoint operates 55 locations in Oregon and Southwest Washington, serving more than 480,000 members with $9.4 billion in assets. In honor of reaching this historic branch development milestone, OnPoint will donate $1,000 to $20,000 to different nonprofits serving the communities of the new OnPoint branch. Donations will be made to organizations such as the African American Homeowners Association, the Marion Polk Food Share and the Southwest Psychiatric Association of Washington, D.C. OnPoint is also running a holiday event at all Fred Meyer locations through July 30 with member promotions and local freebies. 2022.
“Despite all the challenges facing our community, we are proud to open 20 new locations and continue to provide important financial services,” said Rob Stewart, president and CEO of OnPoint Community Credit Union. As our community continues to navigate a vibrant economy, access to financial services and personalized education is more important than ever. That way, we can fully understand their challenges and map them out to help them achieve their goals.”
As Interest Rates Increase By 0.25% For The First Time Since 2018, Onpoint Community Credit Union Offers Tips To Protect Family Budgets
To celebrate its tremendous growth and the new members and community connections it has incorporated over the past year, OnPoint is running a special promotion at all 20 Fred Meyer in-store locations from today through July 30. Specific promotions include:
In addition to special promotions, every department in the store is giving away a $100 OnPoint OnPoint gift card each week. Branch staff will also run a rack for gift bags and OnPoint branded merchandise.
OnPoint’s historic growth over the past year has ensured that previously unbanked or underbanked communities have access to financial services. In the past three years, the number of banks has decreased by 66%, from 18,000 branches in 1984 to less than 5,000 in 2021. As financial institutions continue to close, low-income and minority groups have created a “shark desert.” According to the National Reinvestment Coalition (NCRC), residents have been asked to travel long distances to access financial services directly.
“Working closely with our community, we hear time and time again how important access to personal financial services is for individuals, families and businesses,” said Corey Freeman, OnPoint Community Vice President and Regional Director. “When a community is deprived of commercial services, residents may turn to more expensive and sometimes less reliable options, such as shops or payday lenders. Business may be more difficult. Inside a Fred Meyer store.
Onpoint Home Lending
As OnPoint expands its community footprint, it will also increase support for the communities it serves, awarding $2.2 million in 2021 to 304 nonprofit organizations in Oregon and Southwest Washington. A new record for the credit union’s annual giving program, the OnPoint Awards focus on education, climate change, services to vulnerable groups, and diversity, equity and inclusion. As part of this year’s effort, OnPoint OnPoint stores will donate $1,000 to $20 to different nonprofits that serve their communities. Click here to learn more about the many ways OnPoint can invest in your community.
Below is a complete list of OnPoint’s 20 new stores. Visit Onpointcu.com/locations-atms/ for a complete list of OnPoint’s 55 branches and 60,000 cashless ATMs nationwide.
Founded in 1932, OnPoint Community Credit Union is the largest credit union in Oregon, serving more than 480,000 members and $9.4 billion in assets. OnPoint membership in one of Oregon’s 28 counties (Benton, Clackamas, Clatsop, Columbia, Kos, Crook, Cary, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Lynn, Marion, Morrow , Multnomah, Polk, Sherman, Tillamook, Wasco, Washington, Wheeler and Yamiel) and two Washington counties (Skamania and Clark) and their family members. More information is available at www.onpointcu.com or 800-527-3932.
1: User Bonus: To qualify, individuals must open a new group with a personal checking account and direct deposit at least $500 into the account within 60 days of opening. A $100 bonus will be credited to their checking account within 60 days of opening a new account. Account must be open and in good standing to receive rewards. Through 5/1/22, APY (annual percentage rate)
Onpoint Community Credit Union
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