Access Federal Credit Union Loan Rates – The rate of use of all types of credit in the past twelve months decreased to 41.2%, compared to 44.8% in 2022, according to the SCE credit access survey in October. Average application rates decreased in 2023 compared to 2022 for credit cards, auto loans, mortgages and home loans, but increased due to increased credit card limits. Home loan applications fell to a new low of 4.3 percent. Rejection rates increased for credit card, car loan and mortgage applications, but decreased for credit card limit extensions. The auto loan rejection rate of 11.0 percent is the highest rate since But the series started in 2013. The probability of households applying for at least one type of credit in the next 12 months dropped significantly to 25.1 percent. The perceived chance that future loan applications will be rejected, based on applications submitted within the next 12 months, is high for all types of loans.
Editor’s Note: We are currently working on some technical issues in the interactive chart regarding the date display on the x-axis. Therefore, data for 2013-2014 is not presented in the interactive table; However, data for the entire year is still available for download.
Access Federal Credit Union Loan Rates
Press release: Consumers expect a further decrease in credit applications and an increase in rejection rates; Survey results show a slight increase in financial risk among households
Liberty Savings Federal Credit Union
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Then enter your membership number and password. Your first password is your mobile banking PIN. If you do not have a Phone Banking PIN, stop by your local ACCESS FCU office.
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Credit Union In Salt Lake City
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West Branch Valley Federal Credit Union
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Congressional Federal Credit Union
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