Delta Community Credit Union Auto Refinance Rates – ATLANTA, Jan. 13, 2021 // — Delta Community Credit Union (www.DeltaCommunityCU.com), Georgia’s largest credit union, with more than $7.7 billion in assets, is ranked among the nation’s top 10 credit unions by GOBankingRates. banks” best of 2021.”
In its ninth annual ranking, GOBankingRates praised Delta Community for exceptional customer service; award-winning mobile app; and 12-month CDs, competitively priced and free.
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“We are grateful for this recognition, which underscores the exceptional service and value that Delta Communities consistently provides,” said Hank Halter, CEO of Delta Communities. “We are committed to serving individuals and businesses with competitive interest rates on both savings and loan products. As consumers navigate today’s economic challenges in 2021, we will remain focused on providing the products and support they need to run their households and businesses.”
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GOBankingRates.com is a personal finance website that provides advice to consumers on topics ranging from finding the best interest rates to saving and investing for retirement. GOBankingRates analyzed data from more than 120 financial institutions for its 2021 list of the nation’s best banks and credit unions.
About Delta Community Credit Union Delta Community Credit Union is a not-for-profit financial union whose mission is to provide better service and value for the products consumers use to manage household expenses and save for the future. Founded in 1940, Delta Community is Georgia’s largest credit union with more than 430,000 members, 26 metro Atlanta offices and three out-of-state branches. It welcomes anyone who lives or works in metro Atlanta, as well as employees of more than 150 companies, including Chick-fil-A, Delta Air Lines, RaceTrac and UPS. To open an account, visit www.DeltaCommunityCU.com or follow the credit union on Facebook at www.facebook.com/DeltaCommunity and on Twitter at @DeltaCommunity.
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Bottom line: Delta Community Credit Union is a good choice if you live in metro Atlanta. You might like it if you want free checking and savings accounts, high CD rates, or the ability to earn points for rewards like travel and cash back. Depending on the condition of the CD, some prices are comparable to the best CD prices available today.
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Delta Community Credit Union Personal Savings Account may appeal to you if you want an account with no monthly service fees. However, the accounts pay low interest and you can earn a lot more with one of the best high-yield online savings accounts.
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Delta Community Credit Union’s personal checking account is an affordable option with no minimum opening deposit or monthly fees. When you sign up for the rewards program, you earn points to spend on categories like cash back, travel, gift cards, concerts and more.
Delta Community Credit Union CDs offer competitive interest rates. This is a great opportunity if you have $1,000 to open an account.
You may prefer the Delta Community Credit Union Money Market Account over a regular savings account if you can maintain a $1,000 balance because you earn a higher interest rate. But the interest rates are still low compared to what you’d get with one of the picks in our guide to the best money market accounts.
Delta Community Credit Union is an institution with 29 branches in the Metro Atlanta area. There are also branches in Kentucky (Florence), Utah (Salt Lake City International Airport) and Texas (Southlake).
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The credit union is part of the CO-OP shared branch network, so you have free access to 30,000 ATMs and 5,000 shared branches across the US. You cannot open an account at the joint representation, but you can get help.
The Delta Community Credit Union mobile app has a 4.9 out of 5 star rating in the Apple Store and 4.8 out of 5 stars in the Google Play Store.
Your deposits are federally insured by NCUA up to $250,000 or up to $500,000 for joint accounts. This means your money is protected even if the credit union unexpectedly closes.
Delta Community Credit Union is a credit union, not a bank, so only certain people can join. You are eligible to become a member if you live or work in one of the following counties in Georgia:
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You can also participate if you are an employee/former employee/retiree of dozens of companies or a member of various associations. See the full list of eligible businesses and organizations here.
You are eligible if your family members participate. You can also become a member as a non-US citizen if you are employed full-time by Delta Air Lines and live in one of several countries. In some of these countries, you can only open a savings account.
The Better Business Bureau gives the credit union an A+ rating. A high BBB score indicates that a company responds effectively to customer complaints, advertises fairly, and is transparent in its business practices.
Is Delta Community Credit Union legit? Chevron Icon This provides an expandable section or menu or sometimes previous/next navigation options.
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Yes, Delta Community Credit Union is a legitimate financial institution. It is federally insured by the NCUA, which means that if the credit union closes, your insured deposit is safe.
Is Delta Community Credit Union a good bank? Chevron Icon This provides an expandable section or menu or sometimes previous/next navigation options.
Delta Community Credit Union may be a good credit union if you live in Atlanta or certain areas of Utah, Texas, and Kentucky. It’s a good choice if you want a high-yielding CD or checking account, but not the high interest rates of a savings account.
Can anyone open an account at Delta Community Credit Union? Chevron Icon This provides an expandable section or menu or sometimes previous/next navigation options.
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No, as with other credit unions, you must meet membership requirements to open an account. You are eligible if you live in certain counties in Georgia, are an employee/former employee/retiree of certain companies, or a member of certain associations. You are also eligible if your family members are already participating. You can become a member as a non-US citizen if you are employed full-time by Delta Air Lines and live in one of several countries, although you may be limited to a savings account.
Is Delta Community Credit Union federally insured? Chevron Icon This provides an expandable section or menu or sometimes previous/next navigation options.
Yes, Delta Community Credit Union is federally insured by NCUA. Your money is protected even if the credit union unexpectedly closes. Up to $250,000 is protected in individual bank accounts and up to $500,000 in joint accounts.
How many locations does Delta Community Credit Union have? Chevron Icon This provides an expandable section or menu or sometimes previous/next navigation options.
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Delta Community Credit Union has a total of 30 branches. There are 29 branches in the metro Atlanta area. It also has branches in Kentucky (Florence), Utah (Salt Lake City International Airport), and Texas (Southlake).
To rate Delta Community Credit Union, we evaluate the use of savings, checking, and money market accounts
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